Health Insurance
Health Insurance for Self-Employed Individuals in the U.S.
For self-employed individuals in the U.S., securing health insurance can be a challenge. Unlike traditional employees who typically have employer-sponsored health plans, self-employed individuals must explore different options to ensure they are adequately covered. Whether you’re a freelancer, small business owner, or contractor, understanding your health insurance options is crucial for your well-being and financial security.
By Mason Brooks13 min read
Medicaid and Medicare: Government-Backed Health Coverage
Medicaid and Medicare are two essential government-backed health insurance programs in the United States. They provide coverage for millions of Americans who might otherwise be unable to afford healthcare. While both programs are designed to offer health coverage, they serve different populations and have distinct eligibility requirements. Understanding these programs can help you determine if you or someone you know is eligible for government-backed health insurance.
By Ethan Harris13 min read
Employer-Sponsored Health Insurance Explained
Employer-sponsored health insurance is a popular and valuable benefit provided by many U.S. employers to their employees. This type of insurance offers a convenient way to obtain coverage while benefiting from group rates and potential employer contributions. Understanding how employer-sponsored health insurance works can help you make the best decisions for your health and financial well-being.
By Olivia Turner15 min read
Open Enrollment: What You Need to Know
Open Enrollment is a crucial time for those looking to obtain or update their health insurance coverage. During this period, you can sign up for a new plan, switch plans, or make changes to your existing plan. Understanding the basics of Open Enrollment and its deadlines can help you make informed decisions and avoid gaps in coverage.
By Ava Montgomery10 min read
How to Choose the Right Health Insurance Plan
Choosing the right health insurance plan is an important decision that can impact your financial well being and access to medical care. With so many options available it’s essential to evaluate your needs preferences and budget before enrolling in a plan.
By Mason Brooks11 min read
Types of Health Insurance Plans in the U.S. (HMO, PPO, EPO, POS)
Understanding the different types of health insurance plans available in the U.S. is crucial for making informed decisions about coverage. The four primary plan types—HMO, PPO, EPO, and POS—each have distinct rules regarding provider networks, referrals, and out-of-pocket costs.
By Ethan Harris11 min read
The Role of the Affordable Care Act in U.S. Health Insurance
The Affordable Care Act (ACA), also known as Obamacare, significantly transformed the landscape of health insurance in the United States. Enacted in 2010, it was designed to increase health insurance quality and affordability, lower the uninsured rate, and reduce the costs of healthcare for individuals and the government.
By Olivia Turner13 min read
Private vs. Public Health Insurance in the U.S.
Health insurance in the United States is broadly categorized into two types: private and public. Each serves different populations and has distinct funding and administration methods.
By Ava Montgomery11 min read
How the U.S. Health Insurance System Works
The U.S. health insurance system is a complex mix of private and public programs that provide coverage to millions of Americans for medical services.
By Mason Brooks11 min read
Understanding Health Insurance in the United States
Health insurance in the United States plays a critical role in helping individuals manage the high costs of medical care and access necessary services.
By Ethan Harris10 min read